RATES STEADY: Fixed rates on 30-year and 15-year mortgages were unchanged this week at 4.37 percent and 3.82 percent, respectively.

STILL NEAR LOWS: Earlier this month, the rate for a 30-year fixed mortgage fell to 4.32 percent, which was the lowest level on records dating back to 1971.

MORE DECLINES COULD COME: Treasury yields fell earlier this week after the Federal Reserve offered a lackluster economic outlook and is ready to step in if needed. That could push mortgage rates down again