Its the begging of the month again. That means the first Friday of the month which always bring the Non-Farm Payroll report. This is the report that tells us all if there were jobs added or lost in our economy from the previous month.

Though I highly doubt the number will be something folks on unemployment will get up and celebrate on Friday I also think the bond market has already hit such low interest rates that I doubt this will help push rates any lower than they are now.

Lets be honest...rates are about as low as anyone would have ever expected and this dream will come to an end at some point. Now is the time to lock your rate and celebrate an interest rate in the low 4's for the next 30 years.