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Pre Approval Letter for your next Home Purchase.Unity West Lending is your premier Orange County mortgage company and direct lender for home mortgages. If you are seeking financing for your home purchase loan or need to refinance your current mortgage, we are here to help you get into the best mortgage rate possible for your individual needs. Conveniently located in Huntington Beach, feel free to give us a call or fill out our secure online form to have one of our professionals contact you directly.Purchase LoansWe are proud to offer many different loan products for your home purchase.FHA Loans: These loans offer down payments as low as 3.0%.

VA Loans: This loan is specifically for military and veterans. If you qualify you can secure a home with no down payment or mortgage insurance.

Conventional Finance: While this loan may require a little bit more of a down payment, often you will get the best rate and flexibility with a conventional mortgage.

Interest Only: An ideal solution for a select few, especially investors or those expecting an increase in income but have money tied into something else.