Your credit score is by far one of the most important 3 digit numbers you will have throughout your life time.

Your credit score determines how much you are going to pay over a life time in interest on loans that you take out. It could also have an outcome on how much money you are able to make as employers begin to look at credit reports before making a hiring decision.

So, how vulnerable is your credit report and what are you doing to protect it?

With the latest breaches at Target and other retail stores across America it is hard to keep up with whether or not you are at risk.

A simpler way to keep track of your vulnerability is to look for tall tale signs on your credit report to determine if somebody may have hacked into your identity.

Scammers are getting better and better at disguising their tactics to take advantage of the unsuspecting, especially when it comes to accessing their credit.

For additional tactics to help prevent fraud on your credit report visit... http://www.newhomemortgagemn.com/mortgage-resources/how-does-credit-work/