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Get a MORTGAGE 2 yrs from a CH 7 BK

Friday, January 31, 2014 - Article by: nationwidelenderforyou - AFG - Message

Will you be able to buy a home after a chapter 7 bankruptcy? Absolutely! Contact us 7 days a week at 800 315 8803, to discuss your loan scenario or visit us 24/7 at We offer home loans to borrowers that are 2 years from their chapter bankruptcy discharge date, have re-established credit and have been making on time payments for at least one year; when most lenders are requiring a 3 year waiting period from a chapter 7 discharge date.So call us at 800 315 8803, 7 days a week to discuss your loan scenario we lend NATIONWIDE!Have you not celebrated that 2 year discharge date, and are not sure what to do, here are some basic strategies to get you moving in the right direction:Start by repairing your credit: Initially, repair your credit. Start by making your own detailed budget. You need ensure that your expenses are not greater than your income. This is the first step towards a good repayment track. Secondly, you will have to review your credit report and check it for accuracy. Some companies offer a "Post Discharge Dispute of Consumer Liability Report". This is a very good tool to help you check your credit report for accuracy after bankruptcy.Determine how much house you can afford: Once you have reviewed your budget and confirmed your credit report is accurate, you can then determine how much house you can afford. You can visit my site at and utilize the calculators to confirm your price range. Next give me a call at 800 315 8803 and get approved for a loan. This process is called pre-qualification. At that time, I will pull your credit to confirm your 3 credit scores, your debts and payment history. Once we have determined your middle score is at least 640, I will give you a grocery list of initial items that I need in order to start your loan process.Find the right REALTOR: Once we have pre-qualified you for a mortgage, you need to locate a Realtor or real estate agent that can show you homes and act on your behalf, if you do not want to represent yourself. If you need a referral to a Realtor or agent in your area, please let me know, I am happy to assist. When you are ready to start looking at homes, it is helpful if the Realtor/real estate agent and I speak beforehand, just to get on the same page. Once you are ready to make an offer, I will prepare a pre-qualification letter outlining to the Seller and their Seller agent that we have reviewed your credit, income, assets and debts to approve you at $_____________ amount for a mortgage. Once you have a completed purchase agreement we will then move forward with your mortgage.To learn more about a mortgage of a chapter 7 bankruptcy or to start your mortgage application please contact us at 800 315 8803, email me at or visit or Until then, I look forward t working with you on a mortgage!-

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