In the ever toughening times of today, it has become very difficult for a common man to fulfill his basic needs jointly termed as 'food, clothes and dessert'. Even in certain conditions, it is much easier to procure the first two of the basic necessities, through the medium of 'Beg, Borrow or Steal'. However, to procure a shelter is one of the most challenging tasks faced in today's times. The biggest hurdle which everyone faces at some point or other in their lives is "To rent or to own a house which they can call their own, a house which provides them with shelter and also getting a sense of warmth after a busy day from their hectic lives. With the increasing economic hindrances that we come across in our day to day lives, the increase in the real estate market has been the ugly monster which eats away many-a-dreams of the 'American people' who have a house of their own.

The upsurge of the economical imbalance has created a huge upheaval in the market, making it impossible for a man to survive. People wear out themselves working and trying to make ends meet for themselves and their families. In such a condition, it has actually become a straining task to rent or own a house with the prices rocketing up at breakneck speeds. Apart from those who have acquired ancestral houses and properties which have automatically given them the access of a so called 'well to do' life, the man who has to toil and struggle all on his own to make a living, is surely bound to suffer every bit in trying to make his dream of owning a house come true.

Prices in the real estate sector are being seen growing at sky-scraping rates. Statistics of recent times have shown tremendous growth in the cost of plots and buildings. Recent studies have revealed that real estate market has grown as high as 100% to 300% in the last two years. In such a sorry plight of affairs, the new generation that has just stepped in the market out of their schools, still holding onto their graduation hats, shall face a tough task, if not backed up by their daddy dearest's bank balance.

Even in smaller cities and towns, the condition has become such that the people find it better to rent a house, better off by paying monthly amounts rather than fishing out a huge sum of their pockets which gives them no more than a nutshell in the name of a house.

So, keeping in mind these all things, in today's time, dreaming to rent or own a house in order to give yourself and your family a peaceful happy life, has become one of the worst nightmares which haunts the common man day in and day out!