Hello - if you are referring to the rate on the Conforming 30 Year Fixed it will depend upon the following: loan-to-value ratio 75% or lower, credit 740 or higher, loan amount $350,000 or higher, debt ratio less than 40%. If all criteria is met the best rate on 30 Year Fixed will be 4.125% as of Friday 3/16/12.
It is almost impossible to quote rate until the particulars of your unique situation are known. Credit score, loan-to-value, loan amount and debt-to-income are factors that need to be considered when quoting a rate. Contact one of the Lender 411 professional mortgage experts and they can be more exact about quoting rate after you have a conversation with them. Good luck...
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