Would I be able to get a better interest rate at 10% down instead of 3%

Kelcie,The rate will probably end up about the same. The savings will come in the mortgage insurance. How much less will depend on your credit score. If you know your score, I would be happy to talk you through it all so you can make an educated decision on how to proceed. Brad

Maybe... Depends on many variables. But assuming a conventional 3% down program and a conventional 10% down problem, you may see maybe a 0.125% better rate for the 10% down program. Generally speaking, the bigger difference may be mortgage insurance. The bigger the down payment, the cheaper mortgage insurance is in most cases.