Wondering if I can get approved for a $290k Duplex,I make $45k, good credit and a $15k down payment

Maybe... Your income by yourself isn't enough to afford the payment, so you would need the rent from the other side to help qualify. Contact a local mortgage broker in your area. Give then a full application, and let them see what you qualify for, and can you do it with the possible rent. For loans like this in MN, WI, and SD, visit me at www.MortgagesUnlimited.biz

More info needed,,, do you intend on living in the property? If not, then you would need nearly $60K down payment... If you are going to live there, then there are loan options available.. we would need to look at your complete loan profile, including all your debt to determine your eligibility.. If you have a few minutes, give me a call.. i'd be happy to discuss. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893

Possible as a primary property though more info would be needed. Please feel free to contact me to discuss further. 562.254.5616