With an 800+ credit rating..What is the current mortgage rate in HarfordCounty? Can get an estimate of closing costs?

Depending on the value of your home, you are looking at a rate of 3.875% on a 30 yr fixed and 3.375% on a 15 yr fixed. There are not any points involved. For a more detailed summary of closing costs, please feel free to contact me so I can get some additional information from you. Closing costs are extremely low. Look forward to hearing from you!!

You should be able to secure a 15-Fixed Rate Mortgage @ 3.25% - No Points. Closing costs will come in at about $3k + -.Call me at 410-683-1500 and I can prepare a more precise estimate for you. We are conveniently located in Cockeysville, MD.Since the rate on a 20-Year Fixed is not much better than a 30-Year, I couldn't consider doing a 20-YearBest,Mike Mandis

You couldn't have picked a better time to refinance with the historically low rates we are seeing. I can show you rates and closing costs in an easy to ready spreadsheet. All I would need to know is your yearly property tax amount and your yearly homeowner's insurance amount to come up with an estimate. Assuming excellent credit the rates as of this morning with 0 points are as follows:15 year fixed rate- 3.25%20 year fixed rate- 3.75 %This is based on 800 credit scores and rates as of this morning at 10am. Just understand when shopping for loans that they can change daily. I subscribe to a service which monitors the interest rates so I know when the best time to lock is and when upcoming economic events. Closing costs would only be about $800 for lender fees and then whatever title company you pick will have fees on average of about $1400 for your loan amount. Feel free to email me at tmummert@primeres.com or call me directly 410-404-4875. My name is Todd Mummert and I look forward to helping you out!

There are a couple of factors mainly the value of your home that will decide the final rate. Assuming you have 20% equity in your home the rate on a 15 year with NO points would be 3.25% and 3.75% on a 20 year. The closing costs on both options will be roughly $3,000.00. We also have a float down policy..... so if the rates go down after we lock in your are able to float down to the lower rate at NO cost to you! I would be more than happy to go over this and all options with you so feel free to contact me at 410-878-2905Have a great day!Tony

Enter your answer here It will depend on the what the market value comes in at that will detemine mortgage insurance or not that will be add to your total payment. Our 15 year is price at 3.5% with no point's it does not make a diffrent what county you are in what matter is the credit score. For detail and question 410-788-9100 (Leonard D Walker)

It IS a great time to refinance. Rates are historically low. More information is needed to provide you with an accurate rate quote. Patriot Mortgage offers some of the lowest rates in the area and we are right down the road in Laurel. Call me on my cell (804-677-8588) for a free, no obligation quote. Would love to help you out. Lynn

If you can afford the increased payment, take the 15 year. This will significantly reduce your total interest expense vs. a 30 year, plus the interest rate is lower. Work with a local Mortgage Banker/Broker, rather than one of the big banks. Unlike a bank employee, who is most likely just an order taker, a Mortgage Broker/Banker is Trained, Tested and Licensed in all aspects of Mortgage Origination. He/She will have access to loan products of many lenders, not just those of one bank, and can properly guide you. Don't forget to check out your selected Mortgage Originator at the National Mortgage Licensing System at www.NMLSConsumerAccess.org ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com

You open yourself up to huge disappointments if you look to an internet post to find out what your rate would be.. no credible loan officer would quote based on the limited information you provided, and current laws make it illegal to quote a rate without quoting the APR with it... contact a local mortgage broker, not a bank, and apply with them.. they have access to numerous lenders and can find the right lender for your particular scenario... they can also give you a complete written quote for your scenario specifically.. no surprises in the end.. WilliamAcres.com