Will they use my spouses credit if I apply on my own? For a refi
We're seperated and he owes back child support. I think he also has medical bills and has a low credit score. He said that he'll sign agreed to sign a quitclaim. by augusto298 from Avila Beach, California. Dec 9th 2020
Bert Carpenter (BertCarpenter)
#36 ranked lender in Arizona - 2,431 contributions
FHA and VA would require we include his debt in your debt servicing. Conventional loans are different. We can take and underwrite a loan in your name only and we do not use his income or debts in the calculations. Give me a call to get started. ~ Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ At NEXA, we've got you covered. We are licensed in all states except MA and NY and we're pending approval in VA. ~ www.ApplyYes.com 480-889-9000.
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