The short answer is yes. They will ask for explanations of anything longer than 6 months and need to prove that your current employment is stable. There would be a lot more information needed about the gaps to give any for sure answers.
More info would be needed, but in general, if the gaps can be explained and they were no more than 90 days.. then you should be ok.. expect to write a letter of explanation regarding the job gaps.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347
Usually, if you have a gap of employment longer than 6 months you will need to back to work for 6 months. If less than 6 months you will need a good explanation letter and be back to work full time. I would speak with a local loan officer or two and see what they have to say and get yourself pre-approved so you know for sure. Best wishes, Sean
With a good explanation that makes sense to the underwriter, you should be ok.
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