will a usda loan work for a mobile home?

Yes but with restrictions go here http://www.rurdev.usda.gov/SupportDocuments/manuf2008R.pdf for a fact sheet and if you meet the requirements call me 800-485-1387 Ext 116 or ballen@bankofengland1.com

Not many lenders will offer financing on a mobile home, even if it meets the USDA requirements.

Yes, if you meet all the qualifications.

Yes.. USDA will work for mobile homes so long as it meets eligibility requirements.. But understand that USDA does not lend money.. they only insure loan's against default.. the lenders, or those with the $$$ will oftentimes have their own guidelines called "Overlay's".. it's these lender overlays which restrict some lenders from not financing manufacture/mobile homes when other lenders will. For this reason, i suggest you contact a local mortgage broker and apply with them.. since they have access to numerous lenders, they can seek out those lenders who offer USDA on MFH's without the nuisance of overlays'.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Usually the manufactured home has to be 5 years or newer. Some lenders only will allow new manufactured homes, because of their own overlays AKA rules. We lend on manufactured homes and offer USDA loans down to a 580. Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Jamie and I have been lending nationwide since 1989. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look forward to hearing from you. Jamie Lynne - www.bartprequalifies.com - email Jamie@bartprequalifies.com - 800 315 8803