will a past eviction affect ability to get mortgage

An eviction alone will not affect your being able to qualify for a mortgage. The only possible effect it could have is if your credit scores were impacted, but that rarely, if ever, happens.

Dorian thanks for the question. An eviction is typically not reported on credit unless you were sued and they placed a judgement. You should not have any issues obtaining a new mortgage if that's the only issue. We still have to qualify you based on credit, income and down payment. I'd be happy to get you pre-approved and please feel free to contact me with any additional questions. Thanks. Sam www.silvercreekfinance.com

Dorian, This shouldn't have an effect on your ability to obtain a new mortgage assuming you are otherwise qualified. You may have to write a letter of explanation if something is showing up on credit (probably not), but that isn't difficult.

Shouldn't be an issue even if it shows on your credit because it was so long ago- assuming you have established a good payment history since then that is reflected on your credit. Good luck - move forward!

Generally speaking no, but if there is an unpaid judgment from that eviction still showing on your credit report, then it would have to be paid or removed before you can get a mortgage.. .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com