Why will the VA loans not work on manufactured housing?

If you have a loan with Wells Fargo, then you can do a loan with a manufactured housing. Most institutions that handle those type of properties place them within a FHA loan.

It is not necessarily that VA will not insure or guarantee a manufactured home, rather it is whether or not a Lending institution will be willing to lend on a manufactured property. There are several lenders who are still lending on manufactured homes which are insured by FHA (HUD) or in some cases VA that we work with. If you like, you can contact me and I will be more than glad to assist you in obtaining more information.