Which type of lender has the lowest fees/charges for a refinancing? I am trying to pull money out of my house

Unfortunately, the only way to know for sure is to shop and compare.. Realistically, even that can be confusing because lenders can raise the rate slightly and give you a closing cost credit that can cover all your closing costs.. Also understand that the lender can only control their fee's.. not 3rd party fees.. More info needed to address your scenario directly, but if you're in AZ or CA.. I can put together a written quote and give you several options. In all reality, you should be shopping for a mortgage professional rather than discounted fee's.. I've had past clients choose an online lender because their rate was slightly better, but after 2 1/2 months, they hadn't closed, and came back to me where we closed it in a few weeks.. Cost vs. Price.. two vastly different things.. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / LendUS, NMLS 1938/ AZMB0121893