which of you do 95% ltv in california and what would the rates be for a 10/1 loan?

it depends on where in CA, and what your sale price is.. FHA does 3.5% down, VA is Zero Down, HomePath homes are 3% down, but it depends on what your loan amount is, because all these products have maximum limits.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

You are going to find that rates on a 10/1 are going to be comparable to a 30 year fixed loan in most categories. The actual rate is going to be driven by loan amount, credit score, LTV, DTI and location. We have several 95% programs available. If you are interested in finding out what you can qualify for, give me a call or visit my site. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ Licensed in California and Arizona ~ www.LoansA2z.com 888-889-9950

Rates on arm loans are really good unfortunately we don't do 10/1 but we have 3/1, 5/1, and 7/1 you can get a rate as low as 3% if you have any questions please feel free to reach me at 201-673-7205 and we can discuss how they work and if I can get you to a fixed program a safer scenario with a low rate as well.

Most professional loan oficers will not quote a rate unless they have already pulled your credit and have your loan application.. THERE are too many varilbes.. I have over 26 yrs experience in this industry.. please email me at yourloanpartnerforlife@live.com linda

You're going to find that a 10/1 on anything but a jumbo will be about the same as a 30 year fixed - so why consider it. I have 90% but 95% jumbo could be a challenge from any lender. What is the purchase price you are looking at and what location/city?