Which loans are assumable, Is harp included ?

HARP loans are not assumable as they are conventional loans backed by Fannie Mae. Likewise, the Freddie Mac counterpart Relief loans are not assumable either. FHA, VA and USDA mortgages are assumable with some conditions, such as the person(s) taking over the loan must qualify. I hope this helps!

the only type of conforming loans that are assumable are VA, FHA, and USDA.. however they are assumable with qualifying.. meaning you have to provide all the necessary paperwork, and must have good credit, and has sufficient income to afford the new debt.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Government loans are assumable WITH QUALIFYING...

FHA, VA, and some older loans may be assumed, with qualifying.

Government loans only, but you must qualify.