when happens with a home equity loan after the bankruptcy? Does it get wiped off or does it stay with the property?

Did you file a Chapter 13 or Chapter 7?

Probably, yes and yes. If the HEL plus the first mortgage are more than the value of the house, the payment obligation on the HEL should be wiped out, but the mortgage portion of the HEL stays with the property, and will have to be dealt with if you sell the property. Ask your attorney, to be sure.

It depends on your equity situation and whether or not you are underwater.. This is something your attorney should be able to help you with.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com