After going bankrupt, Its actually easier for you to obtain an unsecured line of credit than it is to obtain a home equity line of credit. With the large commercial banks there is zero chance of obtaining a heloc unless it is totally off your credit report which usually takes 10 years after it gets discharged.
tough to find depending on when it was discharged and the rest of your quialifications. A recent bankrupcy makes you a very high risk loan. Good luck
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