Much more info needed but in general. if you get your credit card balances below 30%, you will peak any improvement based on credit card utilization.. other than that.. we would need to review your complete credit profile in order to advise you. Also, if your lease is up in 3 months,, then you really should start the pre approval process now.. this way, if there are any issues with your credit, they can be dealt with now while there's still time. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / LendUS, NMLS 1938/ AZMB0121893
Ask our community a question.