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What type of property loans are there for paid off houses and land?Ones that work with new credit

by Shawneerain123888 from Saint Thomas, Missouri. Jan 28th 2014 Reply


Sara Deere (Mortgagequeen2)
#15 ranked lender in Missouri - 608 contributions

Open Mortgage offers a lot of options for different residential mortgage programs. Open Mortgage works with potential borrower's who have great credit, a few bumps in their credit, and very little to no credit. We have programs available even if a potential borrower(s) have a mid 600 FICO score. If you know someone in your area that is a first time home buyer, Open Mortgage is currently offering a $500 closing credit. You can go to http://saradeere.openmtg.com look at the different options. One is able to apply and even pull their credit directly on the website. I would love to help you achieve your residential dream. Contact me directly at 816-268-5931 or saradeere@openmtg.com. I

Jan 28th 2014
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Pete Bass (PeteBass)
#30 ranked lender in Connecticut - 476 contributions

There are options available to you- Some options require 12 months vested on title,some are credit score and loan to value driven, etc.... Contact your local communitybank. They may have other options for you as well.

Jan 29th 2014
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Linda Wintersteen (Linda123)
#63 ranked lender in Arizona - 1,256 contributions

There are a quite of few options for you ,but to steer you in the right direction, I will need more information, like how long your credit is established, if you have no credit, that can also work , but I need to know what size of loan you are talking about.. Yes, I have been a former underwriter, so I will ask more questions to give you the right answers. my email is yourloanpartnerforlife@live.com you can email me privately.. linda

Jan 29th 2014
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Robert Hanson (rhanson)
#38 ranked lender in Maryland - 646 contributions

Hi Shawnee, the details are what matters, give me a call or drop me an email and I can figure out how to structure for you. I'm happy to help with the financing or just give you advice. If you need more information, or a competing rate quote call, email or use my live support button to discuss or get in touch with me. Web Address is: http://www.loansfromrob.com/quote/ Email is robertlh66@verizon.net and direct phone is 240-752-7549. Good Luck -- Rob Hanson

Jan 29th 2014
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William J Acres (William_Acres)
#74 ranked lender in Arizona - 8,728 contributions

More details would be needed, but in essence, your looking for a cash out refinance.. this is the loan you would use to maintain ownership of a property, but pull out some of your cash equity.. typically, you can go as high as 85% Loan to Value if you have owned the property for more than 12 months, and it's your primary residence. If less than 12 months, the maximum LTV would be 70%. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Jan 29th 2014
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