What should be the LTV for an investment property for a smooth approval?

In most cases you will need to put 20% down for an 80% LTV to purchase an investment property. Whether your approval will be smooth will depend nore on the abilities and experience of whom you are dealing with! I am happy to assist if you wish. Robert L. HansonGladewater National BankFirst Time Homebuyer SpecialistDirect: 240-752-7549 Cell: 301-651-7822Email: robertlh66@verizon.netNMLS# 695929Rate quote or live chat with me at the link below:http://www.loansfromrob.com/quote/

For 1 to 4 units, 25% down, for 5+ units, 40% to 50% down, based on income and expenses for the building.

Greekfoodlover (Awesome name BTW),Since 90% of all loans today are eventually sold to either Fannie Mae or Freddie Mac lenders generally follow their guidelines. 20% is the current required down payment. Other factors such as credit score, property type and employment history can affect the transaction. Feel free to give me a call directly at 800-325-0590 or email mrtgman@yahoo.com. I have been licensed in FL for 19 years and and would be happy to help.

There's so many processes involved in a real estate transaction, that having a specific LTV will not really help things go more smooth.. however If you want to get the best pricing with the lowest down payment possible, than a minimum of 25% would be required.. You can do 20% down, but that comes with some pretty hefty Loan Level Pricing Adjustments.. (basically charges passed onto the borrower because there is a greater level of risk for the end investor), and if you put 40% down or more, you would get the absolute best pricing available, however the difference in pricing from 25% down to 40% down would not be that significant.. .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com