What options do I have if I have less than 10% down?

Many options 3 to 5 percent cintentional. 3.5 fha and possibly 0 down with CT housing. VisitWebmortgagebanker.com

There are several loan programs which do not require large down payments.. VA is 100% financing, but you must have VA benefits available to you. USDA is 100% financing, but the property you purchase must be a USDA defined area and there are income restrictions.. Conventional requires 3% to 5% down depending on your income, and FHA requires 3.5% down. Which program would be right for you is anyone's guess. we would need to look at your complete loan profile to advise you properly.. For this reason, I suggest you contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347