Age has nothing to do with LTV unless your talking about a reverse mortgage.. For conforming financing, USDA is 100%, VA (must have VA benefits available to you) is 100%, Conventional First time home buyer (must not have owned a home in the past 3 years) 97%, other wise conventional is 95%, FHA 96.5%. For a reverse mortgage, you can copy and past this link into your web browser: http://www.reversemortgage.org/About/ReverseMortgageCalculator.aspx. This is HUD's reverse mortgage calculator.. you can type in your info and it will tell you exactly what you would qualify for.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347
You can look into any loan your want to... like an FHA, Conventional loan or a reverse mortgage. There is no age limit to getting a loan.
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