What loan types can I use to purchase a live/work space?

This is typically classified as a commercial loan. However, the Federal Housing Admin (FHA) allows for "non residential use" like you are describing here. The FHA appraiser will determine among other things, the square footage of the commercial space. There should be less than 25% of the building's total square footage used for non residential use. FHA could be a great option for you if you are considering a smaller downpayment. Let me know if I can answer any questions for you. Chris JonesVP of Mortgage Lending Guaranteed Rate312-505-9949NMLS 130813

As noted in the posting by Chris, your best bet will be a FHA loan on a building with more than 75% of the area used as residential.

As previously noted, if you are going to have one floor as the retail and the other as living, you are pretty much out of the residential funding areaand into the commercial programs. Ask your real estate agent for some suggestions of people he has worked with before for funding, or contact a local, licensed mortgage officer and get some recommendations on commercial funders from him.

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