what kind've first time home buyer programs can i qualify for in Tennessee with a score of 710

There are a several of programs you could qualify for, it is all dependent on not only your credit score, amount of down payment or funds you have to put down or close with, also debts & income. Give my office a call, I am here local so we can discuss your options.Thanks

If you are buying in a designated rural area, a USDA loan offers up to 100% financing and is hard to beat. Conventional will require 5% down, and FHA 3.5

FHA 3.5% down, ask the seller to pay all allowable closing costs.

credit score is good.. most lenders want to see 640 or above.. however it takes more than a credit score to purchase a home.. income, assets, credit history, etc.. all is considered when determining one's eligibility.. The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Do not use the local "Big" bank, or one of those 50 states internet lenders or nationwide lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com