What is the VA seasoning requirements for cash out refinance

You cannot do VA cash-out in Texas. You would have to go conventional and TX 50A6 laws apply. You would be limited to 80% Loan to value on a conventional loan plus a laundry list of other provisionsapply. If you want to refinance VA you can do an IRRRL but no cash-out on that loan type in TX due to Texas cash out. Feel free to contact me to go over in more detail. I am a Texas Mortgage Banker and Broker serving for 11 years. Brad Cahoone- 972-724-3222x227-email:bcahoone@globalhomefinanceinc.com

No cash out allowed in Texas but if you wanting a lower interest rate our seasoning requirement is three 3 months. 800-485-1387 ext116 ballen@bankofengland1,com

If you are not in Texas, we do not have any seasoning requirements - we'll lend 100% of the current appraised value.

Most lenders require 6 months seasoning, and you can do a cash out refinance, but in Texas, your limited to 80% loan to value.. whether you use VA or not.. but if you are at 80% loan to value, your probably better off using a conventional loan product since you wont have to pay the VA upfront funding fee.. for all your options regarding your exact scenairo, try contacting a local mortgage broker and let him look at your complete loan profile.. he' will tell you exactly what your options are.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

The VA does not allow cash out refinances in Texas utilizing a VA loan. However, we do offer other cashout loans up to 80% of your homes value. We require you be on title for at least 90 Days. Richard WoodwardTeam Manager, Senior Loan Officer, NMLS ID 217454 Interlinc Mortgage Services, NMLS ID 205696Office: (972) 661-5136 Fax: (972) 314-9647 17000 Dallas Parkway Suite 103 Dallas, TX 75248Closing On Time And As Agreed!Download My FREE Mobile Phone Mortgage APP, see rates, tips and Payment Calculators http://richardwoodward.mortgagemapp.com/mobile

Hi Bill_hengi244, If you're wanting to refinance a non VA mortgage into a VA mortgage, it's called a VA cash-out refinance but under Texas 50A6 law it's a normal rate and term refinance. So let's say you have a conventional or FHA loan and you want to refinance that mortgage into a VA loan. You can refinance into a VA loan up to 100% of your homes appraised value. If you're wanting to do an actual cash-out refinance VA & FHA are not options in Texas so you would have to go with conventional loan and you'll be capped at 80% of your homes value. | Please feel free to contact me for more information or help. John Burke | Senior Mortgage Banker | Great Plains National Bank | http://www.valoansdoneright.com | (877)228-9069 | Lending in ALL 50 states |