Hello Braman,Most lenders require a 640 Middle Fico score for a VA loan. Are you looking for a VA loan in West Covina? Perhaps we can help you if you are interested, please feel free to contact our senior loan originator by calling 310-933-4748 or emailing houtan.hormozian@crestico.com
The lower the score, the more restrictions and the higher the rates. For the best rates, you will need a score of 640+. If your score is low, the real question is going to be: What is in your report that is keeping your score low. These may be issues that you will have to resolve anyway. Start working with a local, Licensed Mortgage Professional to see what your credit and score really look like. Then it is easy to determine what investor and pricing you will qualify for.~ Bert Carpenter, CMC, CRMS The LoansA2z team of NOVA Home Loans ~ Licensed in California and Arizona ~ NMLS 40586 ~ www.LoansA2z.com ~ 888-889-9950
640 is pretty standard in the industry. Give me a call we also work on credit if you are under that and then prepare you for the loan you are looking for. P: 888-320-7888 - www.MortgagesforAmerica.org - Ken Burrows
We can do the VA at 620, and broker it out down to 530. Feel free to call on me...Regards..
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