because every scenario is different, it's impossible to say what you would qualify for without looking at your complete profile as well as your co signers.. and the last place you should be seeking this info would be an internet post.. you're just setting yourself up for disappointment.. if you want to know exactly what you would qualify for, you should contact a LOCAL mortgage broker and apply with them. Do not use the local "Big" bank, or one of those 50 states internet lenders or nationwide lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com
There are lots of variables that may affect the interest rate: credit score, type of loan, amount of loan, downpayment, type of property, when you are closing, etc. I'd need a lot more info to give you an accurate quote. pdumouchel@primelending.com or 843-619-6025
There is no way to answer that question correctly without more information. You should speak to a local loan officer and see what your options are. You will see interest rates posted online, but they are based on best case scenarios in a particular situation. The co-signer should not make a difference for rate, but remember they will use the lower of the two borrowers credit score when qualifying most of the time. Best wishes, Sean
Same as a rate without a co-signer.
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