What is the maximum CLTV for a VA loan?

CLTV or Combined Loan To Value means that you have a first and a second mortgage. VA financing allows up to 100% loan to Value. Is this for a purchase or a refinance? Call with questions: thesimplemortgage.co 206-489-5202

The VA, depending on your entitlement, will guarantee up to the conforming loan limit of $417,000.00. Therefore you can have a 100% loan up to the conforming loan limit.Please let me know if you have any other questions.Ron McCulloch505-860-4574Ron@RonMcCulloch.Com

THE LTV for VA is 100% so long as your loan amount is not over $417K.. if it is, then VA will still do 100% financing, however it will be difficult to find a 2nd lender willing to allow for a 100% CLTV.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Actually the CLTV can go over 100% if you are using a DAP or Bond program. That is the only time that I know of. DAPS and Bond programs can be used to pay for closing costs and escrows if your seller is unwilling to pay for closing costs.