What is the lowest mortgage rate I can get for a 200K mortgage?

Rates are great right now, but no credible loan officer will just throw out an interest rate without looking at your complete profile before answering this question... The best advice I can give you is to contact a LOCAL mortgage broker, not the local "Big" bank, and certainly not one of those 50 states internet lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

It depends on the program, i.e. conventional, VA and FHA have different rate sheets. My office is in Daphne so please give me a call at 621-3247. Tommy Peoples, Branch Manager, Southwest Funding.

i can lend in your state, but it is up to factors , how much $$$$$ in bank, what your trade lines are on your credit report, and what type of loan product. If you are only looking at rate, be careful, people will just quote a rate, it is like pulling it out of the air, to get you to go with them, and usually, people are very disappointed later... linda i am a 25 yr professional in this business.. that is how long i have been doing loans, and mortgage products...

It depends on more factors than that, but you shouldn't expect to get the rate that is "advertised." Those are usually estimated with more down, 740+ scores, larger loan amounts, etc. You'll likely get a pretty good rate, though. Seek out a local lender on the "Find a Lender" tab above and you can get a more specific quote. For the most part, we're all going to have similar rates. Find someone you trust to give you good advice and stick with him/her. That will give you a better financing experience in the end.

Just like asking an auto dealer "How much does a car cost?", the answer is "It depends". There are way to many variables to give you anything other than a wild guess. No credible Loan Originator will answer it. If someone does answer it, then it isn't credible. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com 888-889-9950