If you are good on the computer and even better at following instructions you can go to annualcreditreport.com and order your three bureaus and dispute everything that is negative. If you are not then I would suggest working with a restoration company that guarantees results. If you chose to em work with our affiliate they would charge you $999 and we would reimburse you and pay all your closing costs when you came back to us for a loan which means you would only have to do a down payment.
Call Larry at Allied Credit Solutions / Larry FaubionVice PresidentAllied Credit Solutions, LLC4760 S. Pecos Rd. Ste#103-Las Vegas NV 89121Office (800) 901.8122 ext. 206Office Direct (702) 960.0609Utah Office (801) 285.6001Cell Phone (214) 489.8203Fax (866) 901-8982
Much more info needed to answer your question.. specifically, what's on the credit report that's dragging down your score so low? Bk? Foreclosure? Short Sale? Unpaid tax liens? Unpaid Student Loans? Judgement? Collections? you could have a 750 credit score, yet with one of these credit deficiencies, you still might be denied.. so without looking at your complete scenario its hard to advise you properly.. I can only assume that with a mid 500 credit score, you have some major derogatory credit.. and as far as the lenders are concerned, you have a proven track record of not paying your obligations.. There are companies out there that offer credit restoration services, but you need to do your due diligence since most of these companies have lots of complaints with the BBB... I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347
I can refer you to a Reputable credit repair company, please let me know if I can help you with a referral. Discounted fees with lender referral.
We can help you with this and unlike our competition, we charge nothing for the service. Call me at 702-328-3043 or go to my website www.loansforvegas.com. We will run credit and then once we know the specifics of your scenario, we will outline a path to get your scores up where they need to be and assist you with doing it where needed. We do not outsource this work. We have a department that does nothing but assist future clients with their credit and as I mentioned, it is free to you. I am also happy to talk you through how credit scores work and how that relates to qualifying for a mortgage. Brad HendersonNova Home LoansNMLS #16484
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