What is the correct process

You can gift the home to her. Preliminary change of ownership form is completed(Calif.) as well as a quit claim giving them title. You may want to check what forms are required for your state. Any title Company can help you with the process or attorney if you are in an attorney state. Happy Holidays!!

I agree with the other two answers. One thing to keep in mind is that if you get completely off the title then the holder of your mortgage could call the note and force payment in full of that mortgage. You would not want to do that. In California you can add them to the title and there should not be a tax consequence because it is parent to child. Eventually they can refinance but the lender may be concerned about the continuity of debt. My advice is to add them to title and have them start paying the mortgage directly as well as property taxes and insuarnce and keep a good paper trail of these items.

If the home is being recorded into the name of your daughter, depending on the county, this may trigger a transfer tax. I would STRONGLY advise you consult a Real Estate attorney, and also talk to the title company about the transfer tax question.