I have 4.375% - 4.375 APR for a conforming loans between $200k and 417K. That is with a 75% LTV or better and a 720 or better credit score.
There is no way to give anyone an accurate rate and cost quote without a full application. Secondly, and sort of shocking to find out for most people... All lenders are pretty much equal... Talk to two or three local lenders, and go with one of them. Running all over, especially Internet lenders, is only going to get you a low quote from the biggest liar versus the best real deal.
We would need to review your credit, income, loan amount, type of property, location in Orange County, employment and assets to give you an accurate quote. Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Jamie and I have been offering loans in CA since 1989. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look forward to hearing from you. Jamie Lynne - Lending Nationwide Since 1989, 800 315 8803 - www.bartprequalifies.com - jamie@bartprequalifies.com
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