What is involved with a streamline refinance?

If you are referring to an FHA streamline, the process is simple and can be done with minimal documentation and without an appraisal. I'm in California, contact me for details on how to get it done at zero cost. Gregorio Denny --WeFixRates.Com --

Fairly simple process. 620 credit score needed and can close within 3 weeks. We are Direct Lenders and can offer you great rates with superior service. Please send me an email for a free quote.

Streamline refinancing is something that has more of what we call "lender overlays" than any other program I can think of right now. What is typically required, though, is a minimum 640 credit score, with emphasis obviously being on your last 12 month's mortgage rating. Income and debts should not be considered, only verification of current employment. Assets don't typically have to be listed/verified, unless you are required to bring money in to closing. Appraisals are not required if you take a "no closing cost" approach; if you want to roll in your costs with a lower rate, then an appraisal will be required. Once again, this is typically what I see, but FHA's true guidelines are a little less stringent than this.