What is a good credit score for a mortgage after bankruptcy?

Some have scores over 700 even after a Bankruptcy, depending on what was discharged and if there were derogatory accounts on credit going into the Bankruptcy Filing. Keeping your FICO over 620 would be a good thing and working up towards 700 would be even better. Good Luck!

Hi, scores will vary greatly depending on your situation, Call me or email me to discuss your options and what you can or can not do now. Thank you Robert Oliveira 508 802 0935 or robertoliveira51@gmail.com

Credit scores are not the only factor in qualifying for a mortgage after a BK. There are other factors, such as the number of years out of bankruptcy, credit history after the BK....

Hi, as long as you have been discharged for at least 2 years, a minimum 620 credit score and a few open credit lines that have been paid perfectly since the bank-ruptcy, you should be able to qualify for an FHA mortgage with 3.50% down payment....If the bankruptcy was discharged 3/4 years earlier, you could have other options as well, depending on the cause of the bankruptcy and your current situation. If you would like to chat with me or any of the other good people here feel free to call us...my #781-640-5592...good luck !!

Good credit is what every lender wants you to have. A better question would be "what is good enough credit", and the answer to that is generally speaking at least a 620 for FHA loans, and at least a 640 for conventional loans. There are many other rules that come into play, like how long ago was the bankruptcy, etc. Contact a local mortgage broker in your area for answers to your personal situation.

That depends on the lender and what type of loan you wanting to qualify for. After two years from a discharged BK you can look at going FHA, VA and 3 years for USDA and 4 years for conventional. If your curious where you stand currently or want to pursue a loan now you should contact a local loan officer and have them review your credit with you to see how your credit looks now. Best wishes, Sean