what down payment programs are out there

Good Morning! Depending on the loan program you use, there may be 100% Financing Options available, such as through the USDA and/or VA (if you are an eligible veteran). In the State of Washington, you can click on the link that follows to find out more about the Down Payment Assistance Programs: http://www.wshfc.org/buyers/downpayment.htm. FHA allows for 3.5% down payment and some Fannie Mae & Freddie Mac Programs allow for as little as 3% down payment as well. I'd be happy to explore options with you directly (offline) if you'd like. We are a Nationwide Direct Lender! Thank you and good luck!

I assume you are talking about down payment ASSISTANCE programs? Most of those are local - Neighborhood, City, County, and State programs. Got sit down with a local non-bank licensed Loan Officer for a review of your personal situation and what is available in your area. www.MNHomesandLoans.com

There are several programs as mentioned above and you can also get monies gifted from a family member, church, employer, and a couple others. On FHA it can be any amount of money and for Most conventional loans it needs to be at least 5%.

Be best for you to get with a loan officer and see what tpe of loan program and

FHA will allow for 3.5% down.