What day is the USDA on for North Carolina ? How does it work with them being closed for holiday loan was sent late on 6th

I don't understand exactly what you are asking here but it sounds like you did a loan with the USDA and had an issue with holidays? Loans can not fund on Federal holidays or Sundays so if you did a purchase loan it should have closed and funded on the same day since I can't see any attorney or title company being open to close a loan on a Fed holiday or Sunday. If you did a refinance then there is a 3 day recission period between when you close and when it will fund, and any days in between that are Fed holidays or Sundays will not count as a business day and hence the loan will not fund until at least three business days have passed. The USDA loan program will not vary from state to state so far as rules go, aside from the eligibility areas and loan limits.

Normal underwriting turn times for USDA is currently 21 days (business days)... Your lender should have informed you of this.. With the holiday's in there, you can see it's going to take a little longer... I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

What I or any of us think is the current turn time, it is only speculation. This is a question you should be asking your current lender. They know exactly when it went in and they should know what the turn times are based on feedback to them. You have to be patient with USDA. They will work the files in order and yours will come out once it reaches the top of the stack, so to speak. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ Licensed in California and Arizona ~ www.LoansA2z.com 888-889-9950

Oh, OK...Well then it has only been 20 days since it was submitted and two of those business days were Federal holidays. A loan commitment from the USDA can take some time, you should ask your lender what the status is but I'd say it has not been long enough yet to be concerned.