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What can you do with a FICO credit score of below 620, can I still quailfy to purchase a home in AZ?

by simonpage from Mesa, Arizona. Apr 7th 2011 Reply


John Schweer (johnschweer)
#24 ranked lender in Kansas - 163 contributions

Yes, there are lenders out there that do work with lower scoresthat being said, the root of why your scores are low could still block you from a loanBest thing would be to get an accurate copy of your credit and scoresthen check around armed with this information, instead of letting everyone pull your credit all over town and potentially push the scores lower

Apr 7th 2011
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Greg Weimer (Greg Weimer)
#15 ranked lender in Arizona - 4 contributions

Do you at least have a 580 mid score?

Apr 7th 2011
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john lewandowski (john@gmihomeloans.com)
#54 ranked lender in New Jersey - 2 contributions

Yes, based on just your FICO, there are lenders that do loans with this score. However, you will pay a higher rate and possibly higher fees. Give me a call to discuss your options John Lewandowski VP Branch Development DE UnderwriterGMI home Loans 732-837-1413

Apr 7th 2011
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