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what can i do to get a home equity loan with poor credit?

my fico sits around 680 currently by dcal_guero0824295 from Boerne, Texas. Apr 8th 2014 Reply


William J Acres (William_Acres)
#74 ranked lender in Arizona - 8,728 contributions

680 would be acceptable for most lenders, assuming it was your mid score and you didn't have any major derogatory credit issues like a foreclosure or bankruptcy.. but also understand that Texas has some very strict rules that protect your equity.. so it might be declined because of that and not your credit score.. Ask your lender for an explanation of his decision.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Apr 8th 2014
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Jesse Langston (jlangston@efastfunding.com)
#188 ranked lender in Texas - 17 contributions

I can help you. We are a direct lender in the Houston area.You can reach me at 214-504-1869. Thanks!

Apr 8th 2014
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Jesse Langston (jlangston@efastfunding.com)
#188 ranked lender in Texas - 17 contributions

My direct line is 214-504-1869 or you can click on the logo on the left for all of my information.

Apr 8th 2014
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Gilbert Barteau (gbarteau)
#100 ranked lender in Texas - 41 contributions

680 isn't bad credit, in fact it's average. That score should qualify you for a home equity loan, up to 80% of the value of your house. Is there a default or previous bankruptcy that you think disqualifies you? Call or e-mail me if you'd like me to prequalify you. Gil at 214-360-9991, or gbarteau@americashloans.com.

Apr 8th 2014
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