what banks give home equity loans after bankruptcy

If your bankruptcy was recent, your odds of getting a loan is pretty slim to none. If it has been a few years and you have good re-established credit, your odds are pretty good. www.MortgagesUnlimited.biz

Every bank out there will give a home equity loan after a bankruptcy.. the question is how long after the bankruptcy must you wait.. since you didn't provide that info, it's anyone's guess.. Typically, lenders offering 2nds, or HELOC's want to see a minimum 4 years post BK before approving you.. this is assuming there was no mortgage associated with your BK.. if there was, you probably wont get a 2nd or HELOC until the BK falls off your credit report.. Doing a cash out refinance though is a different story.. depending on how much equity you have, you can do a cash out refi up to 85% LTV. FHA will do it if your 2 years out of BK, and no home was involved in the BK.. Conventional will be 2 to 4 years depending on circumstances. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com