Interest rate, payment, fees, equity, credit score...If you are in the northeast region and in a footprint state of the bank I work for(one of the top regional banks in country), I can compare both programs as I have access to both. You can contact me at: jabennett2@mtb.com Jason Bennett NMLS#147890
Current market value to loan amount, difference in interest rate, length or time in your current mortgage, time to recoup the cost.
Also, what your objectives are for refinancing, lower rate, lower payment, etc?
Also, how long you expect to live in the home after refinancing.
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