What are the stipulations on loans after bankruptcy?

48 months from discharge date for Fannie/Freddie, 24 months for FHA deals, and 2 years for VA.

In general, most investors are going to be looking at the date the foreclosure deed was recorded and you are looking at 3 years from that date, but there can be exceptions based on the circumstances. I am an Arizona Lender. Please contact me at 480-889-9000 (or 888-889-9950) so I can go over your particular situation with you.

Not enough information Jim.. Chapter 13 or 7?? What was the date the home transferred out of your name?, What type of income do you have, Commissions, hourly, salary, self employed, etc... Best advise I can give you is to contact a local mortgage broker like my self, and let's sit down and go over your particular scenario. If you cant qualify now, we can show you how to qualify in the near future... WilliamAcres.com... Scottsdale AZ

You are a few years away from getting financing for a new home. Look at getting into a land contract and reestablishing your credit.