What exactly do you mean by minimum property standards? There are specific standards for FHA loans that an appraiser has to check during his inspection, but Conventional standards are a bit more grey. Obviously the roof has to be in working order, the utilities have to function, there can't be anything that is dangerous due to neglect - it's typically about safety. I would suggest you email me and let me know specifically what you are talking about and I would be happy to help you. I am in Salt Lake, but lend in St. George all the time. Jason.hall@utahmortgageloan.com
FYI, if there are repair needs to meet the standards, there are conventional loan options that allow you to add the cost of those repairs to the purchase price (assuming the appraisal of the property supports the additional costs)
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