what are the estimates on closing cost and fees of a va loan?

It varies somewhat based on the size of your loan, and whether you are also asking about prepaid and escrow costs for taxes and homeowners insurance. Usually around 3% is a good estimate but if the loan is very small (under $100,0000 +/-) it may be more than that; larger loans ($175-200K or more) it may be less.

All loans have closing costs. They vary by state and loan size. But the biggest aspect is how do you pay for them. For example I can make your loan a no closing cost loan, but that comes at a higher interest rate. I can also get you a super low interest rate, but that comes with higher closing costs. Contact a local mortgage broker in your area for more details, and to have them figure out which option for closing costs is best for you.

Closing cost on a VA loan will depend on the amount of the loan and the state. You should always negotiate the seller to pay closing cost and I wouldn't have a lender raise the rate to pay closing cost. This raises your rate for the entire time you have the loan and it is not a good financial decision. I have never had a VA borrower bring money to close on a VA loan. It is 100% financed for a reason.