What are the best zero down programs in CA? First time home buyer and I don't have a clue where to start.

Hello Jesse,there are quite few different Down Payment Assistant Products in the market however each have their own specific eligibility requirements. mostly depends on your income, employment property location. feel free to contact our office at 818-784-2929 or visit us online at www.crestico.com and talk to one our Sr. Mortgage Advisors about available programs that may fit your criteria.

The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347

Hello Jesse,There are few Down Payment Assistant options available in todays market. Each program has different criteria, but most are focused on your credit scores, income and county of which you are looking to purchase. For additional information, please give our office a call. 925-326-6890 or 925-326-6889