It depends on many factors.. What's your credit score? Where the late payments a rolling 30 day late payment, or did you not make the payment for 3 months.. How long ago were the late payments... income? Job time? just too much info missing to answer your question... most lenders will require no late mortgage payments in the last 12 months.. However some lenders have overlays that say if you were 90 or 120 days behind on a mortgage, then they treat it as if you had a foreclosure and you would have to wait 3 years from the last late date to apply.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com
Alot of information is missing, most important being info regarding the late payments. Call Leanne and let her help you.
how did you sell your home? shortsale? real sale? any forclosure notices? when where the lates??? what type of loan was it???yourloanpartnerforlife@live.com email linda
It may be possible to get an FHA 203K loan, but would need more details. Please call me and I'll be glad to go over your options (702) 378-1862. Thanks!
Need more information. How long ago were the late payments?
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