if your existing loan is seller financing, then you would be refinancing, since your already on the deed.. Lenders will look at this just as any other type of refinance.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com
check your paperwork.. i have a client that I had to refer to a real estate attorney his paperwork from a owner carry prohibits him from refinancing..
depends on how you set it up. If title was transferred to you then it will be a refinance.
Having trouble understanding whether you are purchasing the home or interested in refinancing. I just handled refinancing one of these a couple months ago but the details of how it was set up made a difference whether it would be a refinance or a purchase.
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