We have a bankrupcy/foreclosure about 2 years ago Will anyone give us a home loan?

You'll need to be at least 3 yrs. out of foreclosure before anyone will be able to approve your loan.

FHA will consider 2 years out of Bankruptcy from the discharge date. However, for the most part you need to be free of a foreclosure for 3 years from the date that the Forclosure was finalized.If I can help you in the future give me a call586-228-7220SincerelyFran TrzeciakSr. Loan ConsultantTop Flite Financial

FHA will allow 2 years removed from the discharge date of BK. If the foreclosure was included you are still good with the 2 years. I hope this helps, contact a local loan officer to pull your credit. You still need to have the minimum FICO for FHA financing in order to get approved.

Hi Michael. If the loan was a FHA loan that was included in the foreclosure, then you would need to wait 4 years from the date the foreclosure was final. If the foreclosed loan was not a FHA loan, you can get financed with extenuating circumstances after 2 years from the date the foreclosed property was transferred to the bank. Hope this helps.Pat McCarthy